Project Information

CPP/OAS Timing

As retirement planning specialists, we help you determine the best time to collect Old Age Security and Canada Pension Plan benefits

To do that, we take into consideration how these benefits will interact with other income sources such as:

  • Rental income
  • Pensions
  • Required Minimum RRIF Payments
  • Dividends and interest
  • Capital gains

We also factor in family health conditions, spousal benefits, personal preferences, and more.

By analyzing your entire financial picture, we are able to choose an Old Age Security and Pension Plan timing strategy that reduces your tax bill in retirement and optimizes your income stream.